Ed L.

Freelance Financial Analyst July 2025 – Present Finstruct (Independent Practice) | Miramar, FL

Self-directed consulting practice providing financial modeling and analysis services to small and mid-sized business clients.

• Architect end-to-end 3-statement financial models from scratch for 7 retail business clients, integrating revenue drivers, working capital schedules, and complex debt structures.

• Translate complex financial concepts into clear, actionable insights and deliverables tailored to each client's strategic needs.

• Manage client relationships independently, demonstrating initiative, professional communication, and technical finance expertise.

Real Estate Private Equity Intern March 2025 – June 2025 PGIM | Washington, DC (Contract)

• Developed complex 10-year cash flow models and scenario sensitivity analyses to evaluate the financial viability of multi-million-dollar assets.

• Prepared and presented investment and appraisal memos to real estate professionals from Brookfield, Tishman Speyer, and CBRE.

• Completed 60+ hours of training in real estate fundamentals, property valuation, deal financing, financial modeling, and market research.

Financial Analyst June 2023 – Feb 2025 Bank of the Republic of Haiti | Port-au-Prince, Haiti

• Built monthly forecast models that improved projection accuracy by 9%, supporting executive-level financial planning.

• Conducted benchmarking studies comparing regional financial performance indicators against national averages to identify strategic opportunities.

• Contributed to preparation of quarterly financial reports and dashboards, improving data accuracy and stakeholder readability.

Financial Analyst & Fundraising Volunteer Officer March 2024 – Present American Red Cross (Volunteer) | Miami, FL (Remote)

• Improved month-end report accuracy by 25% through advanced variance analysis and data reconciliation using Excel and SharePoint.

• Aligned monthly expenditure tracking with donor-restricted grant requirements, ensuring 100% GAAP compliance. • Lead monthly preparation of ARR reporting, analyzing periodic trends to support organizational decision making.

• Manage ongoing communications with individual and corporate donors, strengthening relationships and boosting engagement.

VC Deal Sourcing Extern Sept 2024 – Oct 2024 Extern Co. / Ignite XL | Miramar, FL (Remote)

• Researched early-stage startups in wellness technology and sourced 40+ qualified leads, expanding the business development pipeline.

• Conducted comprehensive market analysis to identify investment trends and key opportunities in the wellness sector.

• Designed investment summary presentations for high-potential startups, supporting pitches that helped secure $10M in investor funding.

Business Banking Intern June 2022 – Sept 2022 First Republic Bank | Palm Beach Gardens, FL

• Supported the FP&A team in developing monthly forecasts and variance analyses, identifying key trends in operating expenses and revenue growth.

• Analyzed financial statements and business credit reports to estimate business valuations, directly informing investment decisions and partnership negotiations.

• Designed data visualizations to clarify cost structure trends and performance metrics for leadership.

Search Fund Intern June 2021 – August 2021 Northern Purchase | Mount Vernon, NY

• Performed deep-dive costing analysis on acquisition targets with $3M+ in revenue to assess margin sustainability and pricing optimization.

• Collaborated with data extraction teams to enhance data entry processes, achieving 99% accuracy and minimizing project delays.

• Delivered data-driven insights that contributed directly to the acquisition of Prudential Pipes.